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as low as 3% down
Minimum credit score 620
PMI drops off automatically at 78% loan-to-value or at 80% upon request if the lender approves.
Escrows can be waived under certain circumstances
as low as 3.5% down
3/1, 5/1, and 7/1 ARMs. Monthly payments based on a 30 year repayment schedule
As little as 3.5% down
The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.
as low as 3.5% down
Minimum credit score usually 620.
Post-bankruptcy qualifying - 2 years after.
Post-foreclosure qualifying - 3 years after.
as low as 0% down
Property must be located in eligible area (rural/less populated areas)
Purchase and Refinance loans available for Primary Residences
Refinance loans only available to current USDA mortgage loan holders
as low as 0% down
Exclusive benefits for military and veterans.
Higher allowable debt-to-income ratios than for many other loans.
Competitive interest rates that are routinely lower than conventional rates.
homeowners - 62 years or older
Line of Credit option provides a “safety net” for the unexpected
Monthly mortgage payment is not required (1)
Lifetime Monthly Income is an option