Loan Programs

We work with multiple lenders and we can provide our clients with extremely competitive pricing. Now you can do all your comparison shopping with one company without wasting time with several banks or brokers.

Conventional Loan icon
Conventional Loan

as low as 3% down

  • Minimum credit score 620

  • PMI drops off automatically at 78% loan-to-value or at 80% upon request if the lender approves.

  • Escrows can be waived under certain circumstances

Adjustable Loan Icon
Adjustable Loan

as low as 3.5% down

  • 3/1, 5/1, and 7/1 ARMs. Monthly payments based on a 30 year repayment schedule

  • As little as 3.5% down

  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

FHA Loan Icon
FHA Loan

as low as 3.5% down

  • Minimum credit score usually 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.


as low as 0% down

  • Property must be located in eligible area (rural/less populated areas)

  • Purchase and Refinance loans available for Primary Residences

  • Refinance loans only available to current USDA mortgage loan holders

VA Loan Icon
VA Loan

as low as 0% down

  • Exclusive benefits for military and veterans.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Competitive interest rates that are routinely lower than conventional rates.

Reverse Loan
Reverse Loan

homeowners - 62 years or older

  • Line of Credit option provides a “safety net” for the unexpected

  • Monthly mortgage payment is not required (1)

  • Lifetime Monthly Income is an option

Are You Ready to Get Started?

Find out about your options today! It's a great time to purchase or refinance so get your free no-obligation rate and closing cost analysis.