Conventional Loans

The 30-year and 15-year fixed are the most popular loans Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. Home Financial specializes in fixed rate mortgages with custom terms from 30 years down to 8 years and anywhere in between.

Whether you are buying your first home, or you are an experienced buyer, we can help you choose the right loan and give you a customized rate quote analysis.

Benefits of Conventional Loans
  • Minimum 3% down without assistance or 0% down with down payment assistance!

  • Minimum credit score 620

  • PMI drops off automatically at 78% loan-to-value or at 80% upon request if the lender approves.

  • Escrows can be waived under certain circumstances

Are You Ready to Get Started?

Talk to any of our experienced and licensed Mortgage Advisors who can answer all your questions, provide you with rate quotes and help you find the best loan suitable for you. Call today 740-313-7462 or